Legal Imprint & Regulatory Disclosures

In compliance with the Federal Trade Commission (FTC) guidelines on endorsements and testimonials (16 CFR Part 255), SmartFinPro discloses: We have a material financial relationship with the companies whose products we review and recommend.

When you click on links to American Express, Chase, or other financial product providers and subsequently apply for or purchase their products, SmartFinPro may receive compensation. This compensation may impact how and where products appear on our site, but it does not influence our editorial evaluations or ratings.

Credit card information on SmartFinPro is independently gathered and has not been reviewed or provided by the card issuer. Responses are not provided or commissioned by the card issuer. SmartFinPro has not reviewed all available credit card offers in the marketplace. Credit card terms, fees, and rewards are subject to change at any time. Always verify terms directly with the issuer before applying.

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. SmartFinPro does not provide personalized investment advice and is not a registered investment advisor. Content is for informational purposes only. Consult a qualified financial professional before making investment decisions.

SmartFin Value LLC
30 N Gould St Ste N
Sheridan, WY 82801, USA
Email: info@smartfinpro.com

SmartFinPro is not authorised or regulated by the Financial Conduct Authority (FCA). We are an independent affiliate publisher. The financial products and brokers we review and link to may be authorised and regulated by the FCA. Specifically:

• •IG is authorised and regulated by the FCA (FRN: 195355).
• •Plus500 UK Ltd is authorised and regulated by the FCA (FRN: 509909).
• •eToro (UK) Ltd is authorised and regulated by the FCA (FRN: 583263).
• •Capital.com (UK) Ltd is authorised and regulated by the FCA (FRN: 793714).
• •Interactive Brokers (U.K.) Ltd is authorised and regulated by the FCA (FRN: 208159).

Capital at risk. The value of investments and the income from them can go down as well as up, and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in the future. ISA tax benefits apply to UK tax residents only. Always verify current ISA allowances with HMRC.

ISA providers featured on SmartFinPro (including Vanguard, Hargreaves Lansdown, AJ Bell, Fidelity, Nutmeg, and Trading 212) are authorised and regulated by the FCA. SmartFinPro may earn affiliate commission when you open an account through our links.

SmartFin Value LLC
30 N Gould St Ste N
Sheridan, WY 82801, USA
Email: info@smartfinpro.com

SmartFinPro is an independent publisher and is not a member of the Canadian Investment Regulatory Organization (CIRO, formerly IIROC) nor the Canadian Investor Protection Fund (CIPF). The investment platforms and financial services we review may be regulated by these bodies.

• •Wealthsimple Investments Inc. is a member of CIRO and a member of CIPF, meaning eligible client accounts are protected up to $1,000,000 in the event of member insolvency.
• •Questrade Inc. is a member of CIRO and CIPF.

Investing involves risk. The value of your investments can go up or down. Past performance does not guarantee future results.

Information about TFSA, RRSP, and other registered account types on SmartFinPro is provided for general informational purposes only. Tax rules are subject to change. Contribution limits, eligibility, and tax implications depend on your individual circumstances. Consult a qualified Canadian tax professional for advice specific to your situation.

SmartFin Value LLC
30 N Gould St Ste N
Sheridan, WY 82801, USA
Email: info@smartfinpro.com

SmartFinPro does not hold an Australian Financial Services Licence (AFSL) and does not provide financial product advice. We are an independent comparison and review platform. The brokers and financial services providers we feature may hold an AFSL. Users should verify the AFSL status of any provider directly with ASIC at ASIC Connect.

• •eToro AUS Capital Ltd holds AFSL 491139.
• •IG Australia Pty Ltd holds AFSL 515106.
• •Interactive Brokers Australia Pty Ltd holds AFSL 453554.

SmartFinPro compares home loan products from various Australian lenders. We may earn referral fees from mortgage providers, including Athena Home Loans and ubank. Comparison rates provided on SmartFinPro are based on a secured loan amount of $150,000 over 25 years unless otherwise stated.

WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Rates are subject to change. Check with your lender for the most current rates.

SmartFinPro is not a credit provider or credit intermediary. Credit assessments, approvals, and terms are solely at the discretion of the lender. Australian Credit Licence requirements apply to credit providers under the National Consumer Credit Protection Act 2009.

SmartFin Value LLC
30 N Gould St Ste N
Sheridan, WY 82801, USA
Email: info@smartfinpro.com