No commission or broker-imposed contract fees on US options and stocks; regulatory pass-throughs apply and roughly match what rivals charge as their own fees.
eToro charges no commission or broker-imposed per-contract fee on US stock, ETF, or options trades. That $0 headline does not mean options are free to trade: eToro passes through the same regulatory and exchange charges every US broker owes on options: the Options Regulatory Fee (ORF, $0.02/contract), a liquidity fee (LQT, $0.02/contract), and the FINRA Trading Activity Fee (TAF, $0.00279/contract on sales). Added together, that runs roughly $0.04-0.05 per contract per side, in the same range as what rivals such as Robinhood charge outright as a broker-set fee, even though eToro's figure is a pass-through rather than a markup.
Beyond trading itself, eToro applies a flat $5 fee on every withdrawal and a $10 monthly inactivity charge after 12 months without a login, both waived by several competitors. Forex spreads start around 1 pip, wider than dedicated ECN brokers, and crypto carries roughly a 1% spread, above dedicated exchanges. Currency conversion on non-USD deposits and withdrawals costs 0.5%.
Funding the account carries no separate cost: eToro accepts ACH bank transfer, wire, debit card, PayPal, and Skrill, and every method besides wire settles instantly or within a few business days at no charge. Opening and maintaining the $100,000 demo account is free and never requires a deposit. Taken together, the fee structure rewards buy-and-hold stock, ETF, and options investors and copy traders more than active forex or crypto traders, where wider spreads compound with frequency.
None of these figures are buried in fine print: eToro publishes the exact regulatory pass-through amounts on its own fees page rather than folding them into a single all-in number, which makes it possible to verify the math independently instead of trusting a marketing claim. That transparency matters more than the headline $0, since two brokers can both advertise "no options commission" while landing on different totals once their respective pass-through charges are counted.
| Fee Type | Amount | Notes |
|---|
| Stock & ETF commission | $0 | No broker-imposed fee |
| Options commission | $0 broker-imposed | Regulatory/exchange pass-throughs apply (~$0.04-0.05/contract/side) |
| Withdrawal | $5 flat | Charged per request |
| Inactivity | $10/month | After 12 months with no login |
| Crypto spread | ~1% | Higher than dedicated exchanges |
| Currency conversion | 0.5% | Non-USD deposits and withdrawals |
- eToro fee schedule: ORF $0.02, LQT $0.02, TAF $0.00279/contract on sales (etoro.com/en-us/trading/fees, checked 18 Jul 2026)
- Minimum first deposit is $50 across standard methods; wire transfers start at $500 (eToro deposit FAQ)
eToro's $0 options claim is real but not exclusive: once the mandatory pass-through fees are added, the total lands close to what brokers like Robinhood charge as a stated commission. Judge eToro's pricing on stocks and ETFs, where the savings are unambiguous.
Stocks, ETFs, options and crypto in one account, with copy trading as the differentiator. No futures, which rules out an entire trader segment.
eToro combines US stocks, ETFs, options, and more than 80 cryptocurrencies in one account, with copy trading as its defining feature. Investors browse the Popular Investor program, filter traders by track record, risk score, and asset focus, then allocate a minimum of $200 per trader; every subsequent trade the copied investor places is mirrored proportionally in the copier's account, and copying can be stopped at any time with no penalty. Each Popular Investor profile displays a full track record (annual returns, maximum drawdown, a 1-10 risk score, copier count, and assets under management), so investors can screen before allocating rather than copying blind.
For a more hands-off approach, Smart Portfolios bundle several assets into pre-built themes rebalanced by eToro's investment team for a $500 minimum and no fee beyond the standard spreads, functioning similarly to a thematic ETF but rebalancing in real time rather than on a fixed schedule. Themes include BigTech, Dividend Growth, a diversified crypto basket, Gold Miners, Renewable Energy, and a Warren Buffett/Berkshire Hathaway-tracking basket, six ready-made options beyond building a portfolio trade by trade.
Options trading covers standard calls and puts on US-listed equities and ETFs, alongside the stock, ETF, and crypto access already described, all inside the same account and app used for copy trading, rather than a separate options-only interface. Copy trading itself carries no extra platform fee beyond the standard spreads on whatever the copied trader is holding, so allocating to several Popular Investors at once does not multiply the account's cost structure the way stacking several subscription tools might. Crypto access is real ownership, not CFDs, for eToro's US clients: Bitcoin, Ethereum, Solana, and dozens of other coins can be bought and moved to the eToro Money wallet, though the roughly 1% spread runs above dedicated exchanges. One notable gap: eToro does not offer futures trading on its US platform, which rules it out entirely for that trader segment. All of this (stocks, ETFs, options, crypto, and copy trading) sits inside a single US-regulated account, without needing a separate app or entity for any one asset class.
- Popular Investor allocation minimum: $200 per trader; copying can be stopped at any time with no penalty
- 80+ cryptocurrencies available to US clients as real assets, not CFDs
Copy trading and Smart Portfolios are what set eToro apart from a plain brokerage, and genuinely useful for investors who want to learn by observing rather than picking assets alone. Active traders who need futures should look elsewhere entirely.
The platform is built around social features and a standing $100,000 demo account; TradingView-powered charting covers needs most social-first brokers leave out.
eToro's web platform favors accessibility over depth: a clean interface blends the social feed directly alongside trading screens, with one-click copy trading and real-time portfolio tracking. Charting is TradingView-powered and built into the app, genuinely useful for a social-first broker, though with roughly 70 indicators it is narrower than the 300+ built into Charles Schwab's thinkorswim, and there are no advanced order types such as bracket or OCO orders.
The mobile app carries the same functionality, including copy trading management and biometric login, and holds a 4.4-star rating from roughly 245,000 iOS reviews and 4.3 stars from about 1.2 million Android reviews, among the stronger app-store track records for a US brokerage app. New users can practice first: eToro includes a standing $100,000 virtual portfolio that mirrors the live platform and can be reset at any time, included automatically with no separate signup step, though it is not available to residents of New York, Nevada, Hawaii, Puerto Rico, or the US Virgin Islands.
Account opening itself is fast: the application takes roughly five minutes and requires a government-issued ID, Social Security number, and proof of address, with electronic verification typically clearing within one business day. Beyond the standard retail account, eToro offers a professional account under the same fee structure for traders who meet its experience criteria, alongside the free virtual portfolio described above. The platform has no MetaTrader 4 or 5 support and no algorithmic trading API, which rules it out for traders who script their own strategies; watchlists, portfolio tracking, and order execution otherwise update in real time and stay consistent between the web platform and the mobile app. Standard order types (market, limit, stop-loss, and take-profit) are available across stocks, ETFs, options, and crypto, though the absence of bracket or OCO orders means more complex strategies require manual management rather than a single pre-set instruction. Watchlist alerts and portfolio-level notifications are available on both platforms, so tracking a copied trader's activity does not require keeping the app open at all times.
- TradingView-powered charting is embedded in the app; roughly 70 indicators versus thinkorswim's 300+
- $100,000 demo account included automatically, unavailable in NY, NV, HI, PR and the US Virgin Islands
The platform is built for learning and following, not deep technical analysis. If bracket orders or a large indicator library matter to you, treat eToro as a secondary account rather than your main one.
eToro USA Securities is SEC-registered and a FINRA/SIPC member; crypto is held with eToro USA LLC, outside SIPC coverage. Extended-hours availability remains unverified.
US securities trading on eToro runs through eToro USA Securities Inc., an SEC-registered broker-dealer and FINRA member; crypto trading is handled separately by eToro USA LLC, which sits outside SIPC coverage. FINRA's BrokerCheck lists the securities entity under CRD 298361, a useful way to verify registration independently rather than taking any broker's word for it.
SIPC membership protects securities up to $500,000, including up to $250,000 for cash claims. eToro is also registered in all 50 states and with FinCEN as a money services business, and holds state-by-state money transmitter licenses for its crypto operations. It additionally holds licenses through the UK's FCA, the EU's CySEC, and Australia's ASIC for its international entities, though US clients are covered exclusively through the two US entities above, under SIPC's protection scheme rather than FSCS or ICF.
Two items are worth flagging honestly. Whether eToro offers extended-hours trading for US accounts is not established by any source we could verify; treat it as unconfirmed rather than assumed either way. Standard account security (two-factor authentication, SSL encryption, segregated client funds at FDIC-insured banks) is in place, and the company has operated since 2007 without a major enforcement action or disclosed data breach.
Segregated client funds are held at FDIC-insured banks, keeping cash separate from eToro's own operating accounts, a standard safeguard, but one worth confirming for any broker before funding an account. Money transmitter licensing for crypto is handled state by state rather than under a single federal framework, since no comprehensive federal crypto regulator currently exists, a structural feature of the US market rather than something specific to eToro. eToro also undergoes regular third-party security audits as part of its compliance program, on top of the two-factor authentication and fund-segregation measures already described. None of this replaces doing your own check before funding an account: BrokerCheck is a free, independent lookup, and confirming a firm's registration there takes less time than reading this section.
- eToro USA Securities Inc., FINRA BrokerCheck CRD 298361
- SIPC protection up to $500,000 (incl. $250,000 cash); crypto held via eToro USA LLC, outside SIPC
The regulatory structure is sound, but it is split across two entities with different protections. Know which one holds which asset class before you fund the account.
Support is eToro's weak spot: 7.8/10, near the bottom of a field whose best scores 9.6. Weigh this if service quality drives your choice.
Support runs through live chat (weekdays, 9am-5pm ET, roughly a 15-45 minute response), a 24/7 ticket system (24-48 hour turnaround), a self-service help center, and a public X/Twitter account for visibility on urgent issues. There is no phone line for US clients.
That last gap is the most consequential one: brokers like Fidelity and Interactive Brokers offer 24/7 phone support, which matters most exactly when something goes wrong outside business hours: a stuck withdrawal or a locked account. eToro's own guidance for that scenario is to submit a ticket marked urgent and post on its public X/Twitter account for visibility, since no after-hours phone line exists to call instead. The help center itself is comprehensive, covering account setup, funding, and copy trading mechanics, which meaningfully offsets the missing phone line for less urgent questions. It shows up in the numbers too: support is eToro's lowest-scoring dimension among the nine platforms we track, well behind the field's strongest performers.
Response times vary by channel and time of day: live chat during business hours tends to be the fastest route for simple account questions, while tickets submitted overnight or on weekends wait until the next business day to be picked up. None of eToro's support channels currently include a callback option or scheduled phone consultation, so urgent after-hours issues depend entirely on the ticket queue and public social channels described above. Robinhood similarly offers no phone line for US clients, so the gap is not unique to eToro, but it stands out next to full-service brokers that do provide 24/7 phone coverage. Multilingual support is not confirmed for US accounts specifically, so this review describes only the English-language channels above rather than assuming broader language coverage.
| Channel | Availability | Response Time |
|---|
| Live chat | Weekdays, 9am-5pm ET | 15-45 minutes |
| Support ticket | 24/7 submission | 24-48 hours |
| Help center | 24/7 self-service | Instant |
| Phone support | Not available for US clients | — |
- No phone support for US clients; live chat weekdays 9am-5pm ET only
- Support ticket turnaround: 24-48 hours per eToro's published support channels
If you value being able to call someone at 9pm on a Sunday, eToro is not built for that. Everyone else should weigh the slower after-hours path against what they gain elsewhere on the platform.